Small Business Loans For The Cannabis Industry

Unsecured Small Business loans up to $4 Million

Cannabis Business Funding

Unsecured Cannabis Loan

M&P Business Funding provides unsecured business loans in all 50 states up to $4 Million in 5-10 business days in most cases. After we build up a relationship and you have made some payments we will consider restructuring a new loan up to $4 million depending on how much revenue you bring in monthly. We have done that for many Cannabis business owners.

We are direct lenders based out of Oregon and one of the largest and most trusted brands in the business loan arena. We are one of the biggest players in the market when it comes to loan amounts. No other company competes with us on our loan amounts.

We have funded 6900 business loans in the Cannabis industry alone since Nov 2017.
We are a debt financial institution so we don’t take an equity position in your company.

It’s an unsecured loan so no collateral is needed and you can do whatever you want with the money.

Bad credit is ok. Your credit score is not a major factor in the loan process.

Pre-qualifying, application and payback process is very simple and convenient. We approve 90% of all applicants

Cannabis Business Funding

Can fund to any Cannabis Ancillary Business


Security Companies

Fencing Companies

Money Transfer Companies

Delivery Companies

Greenhouse Companies

Retail Dispensaries/Edibles

Cannabis Medical

Seeds and Clones


Compliance Companies

Grow Labs

Marketing and Advertising Companies

Legal Service Companies

Data Storage Companies

HVAC Companies


At least 6 months in business with 6 months business bank statements.

6-8 deposits of at least $6000-8000 in revenue per month going into a business checking account



Documentation We Need

Past 6 months business bank statements

One page completed and signed application

How the Process Works

What we do is take a snapshot of the business from the past 6 months. If we like the business we will make you an offer. Then you decide if you want to proceed with the loan. *** It’s that simple!! ***What’s really awesome is you are under no obligation and it doesn’t cost anything to see how much we can offer you. We can typically loan up to 4x your average gross monthly revenue for the past 6 months.

The payment process couldn’t be easier. We withdraw an automated fixed amount or % out of your bank account daily 5 days a week (no holidays or weekends) until the loan is paid off. A daily amount has very little impact on the business as opposed to a monthly payment. We don’t want the loan to affect the business. So, you can continue to go about your business as you normally do. Each loan is tailored differently depending on how you run your business.

It’s not an interest-based loan because it doesn’t accrue interest. You are paying on the cost of the money. We fund you a certain amount and you pay back a certain amount. The payback amount would be 8-25 cents on the dollar since it’s an unsecured loan. It’s unsecured (no collateral and bad credit ok) so the amount you pay back is higher than a traditional business loan. Our underwriting department does a 167 grading checklist to come up with the payback amount and term. ie. Let’s say you borrow $100,000 and underwriting does the 167 grading checklist and decides you owe 20 cents on the dollar you would pay back $120,000. Many business owners say they don’t even realize the daily payment is coming out of their checking account and they feel it is a good way for them to keep their business up and running, expanding, etc.  After you have paid for close to half of the loan amount we may be willing to restructure a new loan for the same amount or higher if your revenue has increased. A lot of business owners take advantage of a second and third loan because the payment process is so easy and it gives them working capital on a regular basis. Underwriting does everything they can to approve as many loans as possible.

Once I submit the driver’s license and voided check underwriting will draw up the contract w/ payment amounts, any stipulations, length of term, etc. You sign the contract then underwriting will call you to ask some basic questions. Then the $ gets deposited into your business bank account. The whole process takes 5-10 business days in most cases depending on how many additional documents we may need.

Cannabis Business Funding

Must be in Business at Least 6 Months.

No Startups for any Industry